- The automated teller machine or ATM to most Americans revolutionized banking beginning in the 1970's. One could now do banking transactions 24 hours a day, 365 days a year. Prior to the advent of the ATM, bank branches closed early in the afternoon so tellers could reconcile their cash drawers and deposits before the end of the work day. The ATM changed customer service in banking as well as the livelihood of many bank employees. Will online banking, mobile devices and the debit card replace the need for cash and spell the end of the ATM? Most likely. Canon G11, 1/25 sec @ f/4.0, ISO 800.
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